Home insurance doesn't really cover cycling accidents
Home insurance takes account of your bike as simply one of the things in your house, just like a TV or sofa. So it'll probably cover the theft of your bike from your house or garage, but it doesn't include the scope to provide accident cover. Total Cycle Assist gives you the support you need, potentially saving you hundreds of pounds and giving you peace of mind.
More than 60,000* cycling accidents are a motorist's fault
With more and more cars on the road every year the problem's getting worse across the country. Maximising your cycling accident support and getting all the benefits to which you're legally entitled makes good sense.
* Royal Society for the Prevention of Accidents (RoSPA)
Your money's best place is in your pocket
In the event of a cycling accident caused by an identified insured third party we save you paying for bike repairs, or replacing your bike with a new one if yours is written off, and other expenses you're likely to face. The money you're able to save with us can amount to hundreds, even thousands, of pounds.
makes it all
The law is on your side
In the event of an accident that's not wholly your fault, you have the legal right to be put back into the same position that you would have been in had the accident not occurred. This legal principle is one of the main reasons why we're able to do everything we do for you and you.
Total Cycle Assist is a benefits package designed to maximise your cycling accident cover.
If you have home insurance, Total Cycle Assist sits alongside it and provides the full support you're legally entitled to after a non-fault accident.
If you don't have home insurance, Total Cycle Assist is an essential stand-alone scheme that gives you the accident cover you really need.